3060 CHAPIN PASS, ODESSA, FL, 33556
Active0 days on marketListed Aug 17, 2026MLS #W7888648
About this home
3060 CHAPIN PASS
Welcome to the heart of Starkey Ranch in Whitfield Park, where this beautifully maintained MI Homes Montrose Craftsman offers the perfect blend of style, comfort, and location with 3 bedrooms plus den/office. Relax on the welcoming front porch with your morning coffee or unwind after a long day while enjoying the neighborhood charm. Ideally situated just one block from one of the community pools, splash pad, playground, green space, and dog park, this immaculate home has been freshly painted and is move-in ready. Natural light fills the home from the moment you step inside, where you're greeted by a cozy formal sitting area highlighted by a beautiful wood staircase that creates an open, airy feel. The thoughtfully designed floor plan includes a private office/den and a spacious open-concept living and dining area, perfect for entertaining. The gourmet kitchen features 42-inch cabinets, stunning quartz countertops, a brand-new backsplash, and a KitchenAid stainless steel refrigerator. Throughout the home, you'll appreciate durable laminate flooring with absolutely no carpet, creating a clean, cohesive look that's both stylish and easy to maintain. Upstairs, you'll find a versatile loft that serves as the perfect space for a media room, game room, reading nook, or additional family gathering area. The three bedrooms, including the spacious owner's suite, are thoughtfully arranged around the loft. The secondary bedrooms share a beautifully appointed bathroom with a quartz vanity and new black-framed mirrors. The owner's suite features updated modern lighting and a spa-inspired ensuite bath complete with dual quartz vanities, new black-framed mirrors, a glass-enclosed walk-in shower, and a relaxing soaking tub. Rear carriage garage has brick pavered driveway and the two car garage was built with 4’ extension making plenty of Garage parking and storage. Situated on a desirable corner lot with mature landscaping, this home offers added privacy! Living in Starkey Ranch means enjoying many amenities, including three community pools, multiple playgrounds, parks, over 20 miles of scenic walking and biking trails, and abundant green space. Residents also enjoy the convenience of the highly acclaimed Starkey Ranch K-8 Magnet School, a public library, tennis courts, and the district park-all within the community. Shopping, grocery stores, restaurants, and the popular Starkey Market are just minutes away, making this one of Tampa Bay's most sought-after master-planned communities. This exceptional home combines modern finishes, thoughtful upgrades, an unbeatable location, and an incredible lifestyle. Don't miss your opportunity to make it yours!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,502
Sqft
0.17 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,406 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,406/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.1%
Days on market
0 vs 51 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Starkey Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
Starkey Ranch — neighborhood snapshot
Population
5,445
Median age
40
Median income
$127,978
Median home value
$488,100
Avg household
3
Households w/ children
764
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$725K → $698K
Odessa median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kaylie Mickle
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3060 CHAPIN PASS — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3060 CHAPIN PASS — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kaylie's phone and CRM.
Straight answers
3060 CHAPIN PASS FAQs
What would the monthly payment be for 3060 CHAPIN PASS?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,406/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3060 CHAPIN PASS?+
The most recent tax bill on record (2025) was $11,825. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3060 CHAPIN PASS?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $565,000, this home is listed about 20% below the Odessa median of $705,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3060 CHAPIN PASS?+
Longleaf Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ODESSA 33556 market on paper
$565,000 is 15% below the ODESSA 33556 median of $664,000, and at $226/sqft it sits under the Odessa average of $354.
02Fresh on the market
Listed today in a Odessa market that averages 51 — if it fits, move quickly.
03Strong assigned schools
Longleaf Elementary School, James W. Mitchell High School, Seven Springs Middle School — James W. Mitchell High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Danielle Epstein. MLS #W7888648.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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