404 PINE ROAD, ORMOND BEACH, FL, 32176
Active0 days on marketListed Aug 5, 2026MLS #V4950576
About this home
404 PINE ROAD
Your Beachside Slice of Paradise Awaits. Cherished by the same family for 37 years, this vintage Ormond beachside home perfectly balances timeless character with the modern peace of mind. Nestled on an oversized, deep lot with a new vinyl fence (2021), this 3 bedroom 2 bathroom home is a private coastal retreat. You will find two beautifully updated bathrooms and a suite of recent upgrades, including a brand-new HVAC (2026), newer Stainless steel appliances (2023), a new 50 gallon water heater (2023), a roof replacement in 2018. Whether you are relaxing on the deck in the backyard or taking a stroll to the beach, shopping and local dining, this home offer the Florida lifestyle. Don't miss your chance to won a piece of Ormond Beach history.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,436
Sqft
0.27 ac
Lot size
1
Garage
1949
Year built
One
Levels
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,186 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,186/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+74.1%
Days on market
0 vs 51 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ellinor Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Ellinor Village — neighborhood snapshot
Population
452
Median age
53
Median income
$52,705
Median home value
$281,800
Avg household
2
Households w/ children
47%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$407K → $400K
Ormond Beach median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kaylie Mickle
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 404 PINE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 404 PINE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kaylie's phone and CRM.
Straight answers
404 PINE ROAD FAQs
What would the monthly payment be for 404 PINE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,186/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 404 PINE ROAD?+
The most recent tax bill on record (2025) was $846. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 404 PINE ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $466,900, this home is listed about 8% above the Ormond Beach median of $432,000. The market section on this page shows how the area is trending.
Which schools are assigned to 404 PINE ROAD?+
Seabreeze High School (high), Beachside Elementary School (elementary), Ormond Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$466,900 runs 26% above the ORMOND BEACH 32176 median.
02Fresh on the market
Listed today in a Ormond Beach market that averages 51 — if it fits, move quickly.
03Strong assigned schools
Seabreeze High School, Beachside Elementary School, Ormond Beach Middle School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of RE/MAX SIGNATURE · Jackie Balaban. MLS #V4950576.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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