MONET DRIVE, ZEPHYRHILLS, FL, 33540
Active2 days on marketListed Aug 8, 2026MLS #TB8537100
About this home
MONET DRIVE
Welcome to Shady Oaks! This vacant residential lot is ready for your new Florida home and is located in a friendly 55+ community offering a relaxed and active lifestyle. The community is pet friendly and allows golf carts for convenient transportation throughout the neighborhood. Enjoy low HOA fees of just $500 annually, along with access to a community pool, clubhouse, shuffleboard, horseshoes, and a variety of activities and events throughout the year. Whether you’re looking to build your permanent residence or a seasonal retreat, this lot offers an excellent opportunity to create your ideal home in a welcoming community with plenty of amenities.
Facts & features
The home at a glance
0.13 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$524 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$524/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Shady Oaks Mobile Modular Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Shady Oaks Mobile Modular Estates — neighborhood snapshot
Population
325
Median age
68
Median income
$39,655
Median home value
$75,000
Avg household
2
Households w/ children
11%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% below the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near MONET DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$69,900
3643 MULLER DRIVE · same community
2 bd · 1.5 ba · 720 sqft · $97/sqft · 327 DOM
Sold · Dec ’25$55,000
3734 CASTLE DRIVE · same community
2 bd · 1 ba · 768 sqft · $72/sqft · 213 DOM
Sold · Nov ’25$100,000
38529 MONET DRIVE · same community
2 bd · 1.5 ba · 840 sqft · $119/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kaylie Mickle
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about MONET DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for MONET DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kaylie's phone and CRM.
Straight answers
MONET DRIVE FAQs
What would the monthly payment be for MONET DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $524/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at MONET DRIVE?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on MONET DRIVE?+
The most recent tax bill on record (2025) was $392. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at MONET DRIVE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $45,750, this home is listed about 86% below the Zephyrhills median of $322,000. The market section on this page shows how the area is trending.
Which schools are assigned to MONET DRIVE?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Chester W. Taylor Junior Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BREWER REALTY · Christy Brewer. MLS #TB8537100.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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