125 COSTA LOOP, AUBURNDALE, FL, 33823
Active1 days on marketListed Jul 24, 2026MLS #L4963794
About this home
125 COSTA LOOP
Virtually Staged. . Check out this beautiful 4-bedroom, 3-bath waterfront home located in the highly desirable gated community of The Estates of Auburndale. This well-maintained home features a spacious open floor plan with vaulted ceilings and an abundance of natural light throughout. The gourmet kitchen is perfect for entertaining and offers a large center island with a breakfast bar, a walk-in pantry, breakfast nook, and plenty of cabinet and counter space. The expansive living room showcases stunning lake views, while the formal living and dining rooms provide additional space for gatherings and special occasions. The spacious primary suite is a true retreat, featuring a luxurious en-suite bathroom with separate his-and-hers vanities, a glass-enclosed walk-in shower, a relaxing soaking tub, and two large walk-in closets. The additional bedrooms are generously sized, providing plenty of room for family, guests, or a home office. Throughout the home, you'll find beautiful wood and tile flooring—no carpeting—making maintenance a breeze. An inside laundry room with a washer and dryer is included for your convenience, along with a two-car garage equipped with an automatic opener. Step outside to the screened lanai and enjoy peaceful waterfront views while taking in Florida's breathtaking sunsets. Residents of The Estates of Auburndale also enjoy access to outstanding community amenities, including resort-style swimming pools, playgrounds, basketball courts, and scenic walking trails. Conveniently located near shopping, restaurants, schools, and major highways, this exceptional home offers the perfect combination of luxury, comfort, and convenience. Don't miss your opportunity to make this stunning waterfront property your next home! Administration Fee: Upon approval tenants will be subject to a $250 one-time administration fee. This property is proud to offer deposit-free living to qualified renters through Obligo! We understand that moving costs can add up, so we want to extend financial flexibility to our residents. Resident Benefit Package (Included in rental amount): -Bi-monthly A/C Filter Delivery -$100,000 Tenant Liability Insurance/ $10,000 Content Coverage -PestShare Service -Identity Protection -Credit building (All Credit Bureaus) -Piñata Tenant Rewards Program -Tenant Portal Access: Online payments & submission of maintenance requests -24 Hour Emergency Maintenance Hotline -One time Late Fee Forgiveness -$500 Rebate after closing if you purchase a home with one of our preferred Realtors
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,359
Sqft
0.25 ac
Lot size
2
Garage
2006
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Auburndale actives
$1 vs $189
Days on market
1 vs 50 typical
Where $1/sqft sits among the 229 Auburndale actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Auburndale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
AUBURNDALE 33823 — neighborhood snapshot
Population
39,146
Median age
40.8
Median income
$64,248
Median home value
$234,300
Avg household
2.89
Households w/ children
4,326
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $335K
Auburndale median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
115 of 229
Auburndale actives have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 125 COSTA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$465,000
122 COSTA LOOP · same community
4 bd · 3 ba · 2,422 sqft · $192/sqft · 29 DOM
Sold · Feb ’26$450,000
505 ALLERIA COURT · same community
4 bd · 3 ba · 2,427 sqft · $185/sqft · 160 DOM
Sold · Apr ’26$425,000
113 COSTA LOOP · same community
3 bd · 2 ba · 2,270 sqft · $187/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kaylie Mickle
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 125 COSTA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 COSTA LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kaylie's phone and CRM.
Straight answers
125 COSTA LOOP FAQs
What would the monthly payment be for 125 COSTA LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 125 COSTA LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $2,560, this home is listed about 99% below the Auburndale median of $355,000. The market section on this page shows how the area is trending.
Which schools are assigned to 125 COSTA LOOP?+
Auburndale Central Elementary School (elementary), Jere L. Stambaugh Middle (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the AUBURNDALE 33823 market on paper
$2,560 is 99% below the AUBURNDALE 33823 median of $325,000, and at $1/sqft it sits under the Auburndale average of $198.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Auburndale market that averages 50 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of S & D REAL ESTATE SERVICE LLC · Richard Eijo. MLS #L4963794.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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