
TBD STATE ROAD 26, MELROSE, FL, 32666
Active1 days on marketListed Aug 12, 2026MLS #GC542572
About this home
TBD STATE ROAD 26
4.43 HIGH-AND-DRY ACRES JUST 1.2 MILES FROM THE HEART OF MELROSE, with paved State Road frontage and a delightfully walkable setting beneath mature trees, along with scattered open, tree-free spaces. Perfect for giving a future owner the opportunity to choose a homesite while preserving trees for privacy and a natural buffer. Established homes surround the area, electrical service is nearby, and a private well and septic system would be needed. PUTNAM COUNTY GIS SHOWS NO MAPPED WETLANDS on the parcel, and FEMA mapping places the property in Flood Zone X, which is outside the mapped Special Flood Hazard Area. For buyers searching for high-and-dry vacant land, wooded acreage or a homesite in North Central Florida, those are important considerations. THERE ALWAYS SEEMS TO BE SOMETHING HAPPENING IN MELROSE. This arts-oriented lake community keeps a full calendar of local events, including a weekly farmers market, live music, art walks, concerts, festivals and seasonal gatherings. Melrose also has local restaurants, galleries and a historic museum. Melrose Bay Park and nearby Lake Santa Fe keep swimming, boating, fishing and paddling close to home. It is a small town, but not a place where you have to leave town every time you want something to do. CHOOSING A SMALL TOWN DOES NOT MEAN CHOOSING ISOLATION. Melrose sits at the crossroads of Alachua, Bradford, Clay and Putnam counties, putting a surprising amount of North Florida within a practical driving range. To the west are Gainesville, the University of Florida, UF Health, the Malcom Randall VA Medical Center and Gainesville Regional Airport. Head east toward Palatka and Green Cove Springs for the St. Johns River, or continue toward St. Augustine, Jacksonville, the Atlantic Coast and Jacksonville International Airport. Ocala, High Springs, Alachua, Starke and Keystone Heights add even more choices within the surrounding region. IF YOU ARE RELOCATING FROM A LARGER METROPOLITAN AREA, do not let the mileage on the map fool you. Ten miles where you live now may mean an hour of traffic. Here, many of the longer trips between communities are mostly open-road driving rather than stop-and-go city traffic. That changes what 30, 40 or even 50 miles feels like. Melrose lets you choose acreage and a small-town setting while keeping employment, major medical care, airports, freshwater recreation, the river and the Atlantic Coast within reach. A PROPERTY LIKE THIS IS BEST UNDERSTOOD ON THE GROUND. If the combination of acreage, Melrose and access to the larger North Florida region fits what you have been searching for, come walk the property and see how it feels in person. Buyer to verify zoning, intended use, permitting, utilities, well and septic requirements, flood information and any other matters important to the buyer. As-Is, Where Is.
Facts & features
The home at a glance
4.43 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $318K
Melrose median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% below the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Reality check
What actually sold near TBD STATE ROAD 26
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$103,020
115 COUNTRY LIVING CIRCLE
2 bd · 1 ba · 784 sqft · $131/sqft · 163 DOM
Sold · Feb ’26$149,900
556 COUNTY ROAD 219
2 bd · 2 ba · 924 sqft · $162/sqft · 1 DOM
Sold · Apr ’26$194,500
161 HALL ROAD
2 bd · 2 ba · 924 sqft · $210/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kaylie Mickle
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about TBD STATE ROAD 26 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD STATE ROAD 26 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kaylie's phone and CRM.
Straight answers
TBD STATE ROAD 26 FAQs
What would the monthly payment be for TBD STATE ROAD 26?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,177/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on TBD STATE ROAD 26?+
The most recent tax bill on record (2025) was $807. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Melrose?+
At $150,000, this home is listed about 65% below the Melrose median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to TBD STATE ROAD 26?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Dawne Nuri. MLS #GC542572.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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