4717 NW 31ST TERRACE, GAINESVILLE, FL, 32605
Active9 days on marketListed Aug 6, 2026MLS #GC542547
About this home
4717 NW 31ST TERRACE
Fully renovated concrete block home on over a third of an acre in NW Gainesville's established Northwood neighborhood. This 3 bedroom, 2 bathroom home offers 2,049 square feet of living space — one of the larger floor plans in the area — completely updated in 2026 with all-new interior paint, luxury vinyl plank flooring throughout, and a brand-new kitchen featuring quartz countertops, shaker cabinetry, and stainless steel appliances. Both bathrooms have been fully renovated with modern tile and fixtures. Major updates are done and documented: brand-new windows and exterior doors (permitted, 2026), new HVAC (2026), permitted partial repipe (2026), and roof replaced in 2017. The open living area is bright and spacious, and the galley kitchen includes a pantry and abundant cabinet storage. Outside, mature shade trees frame the home, and the expansive backyard on this 0.34-acre lot offers room for a garden, play area, workshop, or future pool. Attached garage plus a wide driveway provide ample parking. No HOA. Located minutes from NW 34th Street, NW 39th Avenue, and US-441 with convenient access to the University of Florida, UF Health, shopping, dining, and nature trails. Move-in ready — schedule your showing today.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,049
Sqft
0.34 ac
Lot size
1
Garage
1972
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,864 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,864/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.8%
$/sqft vs NORTHWOOD
$171 vs $226
Days on market
9 vs 47 typical
Where $171/sqft sits among the 14 homes for sale in NORTHWOOD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Northwood
Get to know Gainesville. See the full Gainesville guide →
Northwood — neighborhood snapshot
Population
863
Median age
38
Median income
$67,113
Median home value
$222,099
Avg household
3
Households w/ children
123
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $312K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
6 of 14
NORTHWOOD have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the GAINESVILLE 32605 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4717 NW 31ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$300,000
4411 NW 31ST TERRACE · same community
3 bd · 2 ba · 2,106 sqft · $142/sqft · 2 DOM
Sold · Jan ’26$249,000
3305 NW 46TH PLACE · same community
3 bd · 2 ba · 1,954 sqft · $127/sqft · 127 DOM
Sold · Sep ’25$262,000
240 E Mariana Avenue, FL 33917 · same community
3 bd · 2 ba · 1,942 sqft · $135/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kaylie Mickle
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4717 NW 31ST TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4717 NW 31ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kaylie's phone and CRM.
Straight answers
4717 NW 31ST TERRACE FAQs
What would the monthly payment be for 4717 NW 31ST TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,864/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4717 NW 31ST TERRACE?+
The most recent tax bill on record (2025) was $5,869. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4717 NW 31ST TERRACE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $349,900, this home is listed about 17% above the Gainesville median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4717 NW 31ST TERRACE?+
C. W. Norton Elementary School (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MILLER REAL ESTATE · Viktor Jiracek. MLS #GC542547.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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