3775 SPRINGHILL CIRCLE, PALM HARBOR, FL, 34684
Active0 days on marketListed Aug 2, 2026MLS #A4701857
About this home
3775 SPRINGHILL CIRCLE
Pool, Spa & Pond Views in the Heart of Palm Harbor! This beautifully updated 4-bedroom, 2-bath home situated on an oversized cul-de-sac lot. Step inside to vaulted ceilings, new flooring, and an open floor plan that flows into a fully renovated kitchen featuring quartz countertops, an oversized island, and modern finishes. The split-bedroom layout offers privacy for the primary suite, while the backyard is designed for year-round enjoyment with a heated and cooled saltwater pool and spa, fire pit, and peaceful pond views. Major updates include a new roof (2021), fully paid-off solar panels (2021), and extensive updates throughout. No flood insurance or HOA! Conveniently located near shopping, restaurants, top-rated hospitals, Tampa International Airport, and everything Palm Harbor has to offer.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,682
Sqft
0.26 ac
Lot size
2
Garage
1984
Year built
One
Levels
$372
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,473 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,473/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.5%
$/sqft vs Palm Harbor actives
$372 vs $261
Days on market
0 vs 42 typical
Where $372/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34684 — neighborhood snapshot
Population
26,926
Median age
55.9
Median income
$67,542
Median home value
$293,800
Avg household
2.07
Households w/ children
2,234
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
201 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 150% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3775 SPRINGHILL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$415,000
2609 SUNNYSIDE CIRCLE · same community
3 bd · 2 ba · 1,661 sqft · $250/sqft · 22 DOM
Sold · Jun ’26$410,000
3791 ORCHARD HIGHLANDS DRIVE · same community
3 bd · 2 ba · 1,548 sqft · $265/sqft · 3 DOM
Sold · Jul ’26$865,000
1225 AUSTIN ROAD · same community
4 bd · 4 ba · 3,092 sqft · $280/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kaylie Mickle
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3775 SPRINGHILL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3775 SPRINGHILL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kaylie's phone and CRM.
Straight answers
3775 SPRINGHILL CIRCLE FAQs
What would the monthly payment be for 3775 SPRINGHILL CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,473/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3775 SPRINGHILL CIRCLE?+
The most recent tax bill on record (2025) was $8,477. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3775 SPRINGHILL CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $625,000, this home is listed about 67% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3775 SPRINGHILL CIRCLE?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$625,000 runs 150% above the PALM HARBOR 34684 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Palm Harbor market that averages 42 — if it fits, move quickly.
04Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Paige Kolb. MLS #A4701857.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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