Neighborhood · Cudjoe Key, Florida
Saddlebunch Keys
Waterfront living in the quiet Lower Keys
3
Homes for sale
$4,250,000
Median list price
$912
Avg price / sqft
334
Median days on market
The Saddlebunch Keys sit in the string of mangrove-fringed islands between Cudjoe Key and Sugarloaf Key, where the day is shaped by tides, flats fishing, and a slow drive up US-1. It's a place for people who want space on the water and few neighbors — every active listing here is waterfront, and the pace is deliberately unhurried. Families are zoned for Sugarloaf School and Key West High School, keeping Key West and its amenities within easy reach.
Saddlebunch Keys is a community in Cudjoe Key, Florida.
Quick facts
$640,000 – $4.4M price range
4,103 sqft median home
1 sold in 12 months
On the market now
Homes for sale in Saddlebunch Keys
$640,000
4 Shore Drive, Key West FL 33040, KEY WEST
2 bd · 2 ba · 1,010 sqft
$4,375,000
231 E Shore Drive Unit 6, Key West FL 33040, KEY WEST
5 bd · 5.5 ba · 4,103 sqft
$4,250,000
231 E Shore Drive Unit 2, FL 33040
5 bd · 5.5 ba · 4,103 sqft
Every active listing inside the Saddlebunch Keys boundary
Open full map search →Find your fit
Browse Saddlebunch Keys
By feature — on the live map
Where the market lives
The numbers that matter
The Saddlebunch Keys market
1
Sold, last 12 months
$4,330,000
Median sold price
99%
Sale-to-list ratio
What sellers actually get vs asking
295 days
Median time to sell
Saddlebunch Keys vs Cudjoe Key
Median list price
Price per sqft
Days on market
Live Stellar MLS data — every listing and closed sale inside the Saddlebunch Keys boundary. Rolling medians smooth single-month swings in small communities.
For the school run
Schools Saddlebunch Keys is zoned for
Attendance boundaries overlapping this community — always verify zoning with the district.
What it really costs
Owning here
Owning the median Saddlebunch Keys home
≈ $24,185/mo
$4,250,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
Population
603
Median age
55
Median income
$127,813
Median home value
$971,600
Beyond the listings
Living in Saddlebunch Keys
Hobbies & Interests
Top 2% in the U.S.Wanderlust
Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.
Beliefs
Top 19% in the U.S.Local Engagement
These citizens want to make their neighborhood a better, more beautiful place to live. They're attentive to the needs and affairs of the local community.
Hobbies & Interests
Top 25% in the U.S.Natural Beauty
This population marvels at the beauty of nature, and they want to capture every breath-taking scene.
Culture
Sites to See
This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.
Lifestyles
Wealth Signaling
Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.
Hobbies & Interests
Engine Enthusiast
This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.
Straight answers
Saddlebunch Keys FAQs
Is Saddlebunch Keys a good place to live?+
It suits buyers who want a waterfront, low-density corner of the Lower Keys over nightlife or walkability. All three active listings sit on the water, and the area is zoned for Sugarloaf School, with Key West a short drive south. If your ideal day involves a boat and quiet, this is your stretch.
Is Saddlebunch Keys expensive?+
Yes — it's one of the pricier pockets in the region, with a median list price of $4,250,000 and an average of $912 per square foot. Listings currently range from $640,000 up to $4,375,000, so there's some spread, but the middle of the market is firmly luxury waterfront. For comparison shopping, browse Cudjoe Key homes for sale nearby.
What do homes cost in Saddlebunch Keys?+
Active prices run from $640,000 to $4,375,000, with a median list of $4,250,000 on homes around 4,103 square feet. The single home sold in the past 12 months closed at $4,330,000, which tells you the high end of this market is where most activity lands.
How is the market in Saddlebunch Keys?+
It's a thin, slow-moving market — just three active listings and one sale in the past year, with a median 334 days on market. That said, sellers averaged 99% of asking, so patient pricing holds up here. You can track new listings on the live map.
What about HOA fees and property taxes?+
There's no meaningful HOA data for this neighborhood, which fits its non-gated, non-golf character — none of the active listings sit in a gated or 55+ community. Property taxes run around $19,000 a year at the median, reflecting the high waterfront values in the Sugarloaf Key area.
Keep exploring
More Cudjoe Key neighborhoods
Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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